Privacy Policy

1. Introduction

Ruby Capital Group LLC ("we," "us," or "our") respects your privacy and is committed to protecting your personal information. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website ruby-capital-group.com or interact with our services.

2. Information We Collect

We may collect the following types of information:

• Personal identification information (name, email address, phone number, business name)
• Business and financial information provided in connection with funding applications
• Website usage data (IP address, browser type, pages visited)
• Communication records between you and our team

3. How We Use Your Information

We use the information we collect to:

• Process and evaluate funding applications
• Communicate with you about our products and services
• Improve our website and customer experience
• Comply with legal and regulatory requirements
• Protect against fraud and unauthorized transactions

4. Information Sharing

We do not sell, trade, or rent your personal information to third parties. We may share your information with trusted service providers who assist us in operating our business, provided they agree to keep your information confidential. We may also disclose information when required by law or to protect our rights.

5. Data Security

We implement reasonable security measures to protect your personal information from unauthorized access, alteration, disclosure, or destruction. However, no method of transmission over the internet or electronic storage is completely secure, and we cannot guarantee absolute security.

6. Cookies and Tracking

Our website may use cookies and similar tracking technologies to enhance your browsing experience. You can set your browser to refuse cookies or alert you when cookies are being sent. Some features of our website may not function properly without cookies.

7. SMS/Text Messaging

If you opt in to receive SMS/text messages from Ruby Capital Group LLC, the following terms apply:

• We may use an automatic telephone dialing system (ATDS) to send you text messages regarding your inquiry, application status, funding updates, and promotional offers.
• Message frequency varies based on your interactions and account activity.
• Message and data rates may apply depending on your mobile carrier and plan.
• You may opt out of SMS messages at any time by replying STOP to any message.
• For help or questions about our SMS program, reply HELP to any message or email us at michael@ruby-capital-group.com.
• Consent to receive SMS messages is NOT a condition of purchase or receiving services from Ruby Capital Group LLC.
• We will not sell, rent, or share your mobile phone number or any information collected through our SMS program with third parties for their marketing purposes.

Carriers are not liable for delayed or undelivered messages. Please refer to your mobile carrier's privacy policy for additional information regarding their data practices.

8. Your Rights

You have the right to access, correct, or delete your personal information. You may also opt out of marketing communications at any time. To exercise these rights, please contact us at michael@ruby-capital-group.com.

9. Third-Party Links

Our website may contain links to third-party websites. We are not responsible for the privacy practices of those websites and encourage you to review their privacy policies.

10. Changes to This Policy

We may update this Privacy Policy from time to time. Changes will be posted on this page with an updated revision date. Your continued use of our website after changes are posted constitutes your acceptance of the revised policy.

11. Contact Us

If you have questions about this Privacy Policy, please contact us at:

Ruby Capital Group LLC
260 Broadway, Newark, NJ 07104
Email: michael@ruby-capital-group.com